HOME loans are easy to come by these days. So, don't fret over it. Focus on the documents you need to furnish while applying for a home loan.

Documents required:
We give you a standard list of documents your bank will ask for. Besides this you need to submit details of the property or home you are obtaining the loan for.

Tip: Check with your Bank or Non-Banking Financial Companies to figure out which of the following documents you need to submit, as the requirements differ from bank to bank.

1. Identity proof
-- Driving license
-- Voters ID
-- Passport
-- PAN card
-- Ration card
-- Employee ID
-- Bank passbook
-- Letter from a recognised public authority or public servant verifying your photograph
-- Confirmation letter from your employer or another bank verifying your photograph

2. Address proof
-- Driving license
-- Voters ID
-- Passport
-- Ration card
-- Bank passbook or Bank account statement
-- LIC policy/ receipt
-- Utility bill – telephone, electricity, water, gas (less than 2 months old)
-- Letter from any recognized public authority verifying residence address of the customer
-- Letter from your employer

3. Age proof
-- Driving license
-- Passport
-- Bank passbook
-- PAN card
-- Birth certificate
-- 10th standard mark sheet

Read: Decider: To loan or not

Page 2: Income proof

Photograph: Toby Canham/Getty



Bankbazaar.com is an online marketplace where you can instantly get loan rate quotes for your personal loan and home loan from India's leading banks and NBFCs.

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e-mail: Gurjap Singh Kohli

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