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Harsh Roongta

Harsh Roongta

Harsh, CEO of apnaloan.com, is the co-author of 'Complete Home Loan Guides'. Through his columns he will take you through all the nuances of loans and credit cards.
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Columns by Harsh Roongta

Our expert Harsh Roongta, offers tips on how to manage home loans with a floating rate of interest   1 Comments

What's the best thing to do with that windfall you received? Party can wait, prepay the outstanding loan first. 

You'll never know when your insurance comes handy 

RBI unveiled its second quarter review of monetary policy with the expected increase of 0.25% in the Repo rates (and Reverse Repo rates). This is most likely to lead to an increase in interest rates charged on various loans as also on deposits. 

You should apply for a loan or credit card only and only if you see no error in the credit report provided to you by CIBIL. 

While most reports suggest that setting of base rates would not affect existing borrowers rate; truth is that there is a smart way out. The catch phrase Negotiate! 

Heres what personal finance expert Harsh Roongta and CEO of Apnapaisa.com reads from RBIs policy. 

We want to float!, Jun 16, 2008

Transparent floating loans are at least two per cent cheaper than a comparative tenure fixed rate home loan, and an option you could consider.   1 Comments

Taking the Human Resources Development Minister, Kapil Sibal's vision forward of revolutionising the education system (primarily school level), in India, Finance Minister (FM), Pranab Mukherjee has laid emphasis on the cause of higher education. 

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