THIS could get this writer in trouble, but it has to be said. One of the reasons why women seek the perfect man is so that someone can organise their lives for them, pay the bills and ensure their cell phones are always fully charged!

But maybe there is a simpler solution than looking for the perfect man.

Your bank is now going out of its way to make life simple for you. It offers you online bill payment in addition to online banking, investments and whatever else you need. ICICI Bank sources say, "Our Internet banking base has been growing at an exponential pace over the last few years. Around 78 per cent of our customer base has registered for Internet banking."

Get started!

You need a computer with a modem or a dial-up device, a checking account with a bank that offers online service, and the patience to complete a one-page application form, which can usually be done online.

In return, here are the services you will get.

Bill payment
Each bank has tie-ups with various utility companies, service providers and insurance companies across the country. Which means you can pay your electricity and telephone bills, mobile phone, credit card and insurance premium bills online.

You need to complete a simple one-time registration for each billing entity. You can also set up standing instructions online to pay your recurring bills automatically, so that you don't miss out due to lack of time.

The best part: it is free!