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Debt Evaluation
Graphics: Abhijeet Kini
A debt evaluation tool will tell you if you have borrowed more than you can afford. Banks are freely giving loans but the question you must ask is, should you really take one?
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  Income Monthly Income (Rs) Annual income (Rs)
Salary
Pension
Rental Income
Interest
Dividends
Others
  Total
 
Housing and debt
Home Loan EMI
Car loan
Personal loan
Credit Card
Others
  Total
Ideal budget allocation not more than 30%
 


 
 
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