My wife is not working anything & has no source of income..But is holding a PAN CARD with her..
The problem is she has LOST her PAN CARD but she is still having a form which came along with the courier in early days on which the PAN NUMBER is present.
In simple terms , she has lost the plastic pan card but still knows her pan number based on the certificate she received when she first applied for it ..
Please help how can she request for another plastic pan card with the same pan number on it ..
Regards ,
Vikas
- Payal Jain
If you have lost your PAN card, you need to notify the police and get an FIR from your local police station. You also need to write a letter requesting the issue of a duplicate PAN card along with the FIR Copy to the UTISIL branch or NSDL. The letter should contain the PAN No. and a photograph to be affixed on the form. - MyVakil
1469 hours ago
HI, I am a 25 years working professional. I have following queries related to employee provident fund:
1. Is there any way by which I can check my provident fund account details like how much money I have in total, if or not my employer has crediting the said amount of money in my account on monthly basis etc.
2. Also recently I switched my job. After joining my new company I filled one form for transferring the amount from my previous PF account to new one (which I have opened for my new employer). How can know when that money gets transferred to my new account is there any way by which I can verify that? A person from account department told me that this process will take at least 6 months, is it really true?
3. Is there any lock in period for money withdrawal from PF account?
4. What is the interest rate for PF?
5. Can I decide the amount of monthly investment in PF account? Or it has to be decided by employer? Currently I am investing Rs: 3000/- (1500 my contribution, 1500- employer contribution) on the monthly basis. Can I ask my employer to reduce this amount?
- Salil
1.Yes you can get to know about your PF balance from the local PF authority and you are also entitled to receive you annual PF statement informing about in details of all your balances from your employer. You can check with the accounts department of your previous company. You can also check your PF status through online by visiting your Regional PF site. 2.It takes about 2 to 3 months for the transfer of PF the account. You can check with your accounts department about the transfer status as the company gets the monthly contribution details.3.There is is no such lock in period for withdrawl of PF. Once the application is processed the PF amount accumulated gets credited to the account given. 4.The current interest rate is 8%.5.The employer and employee contribution is 12% of the basic, DA, retaining allowance if any and cash value of food concessions admissible thereon.The minimum rate of contribution is fixed in the statute, you can either enhance the rate of contribution but could not reduce it.If you wish to contribute more you can do so by forwarding a request to your employer. - MyVakil
1469 hours ago
My company had asked (all employees) to submit the photocopy of the sale deed of the flat I stay in to claim the benefit of home loan interest. I have already sunmitted the interest certificate from the bank. I am staying in this flat for the last 5 years and have claimed the benefit from my previous comapny where I didi not have to submit this proof. My company says that they need to ascertain and authenticate whether the flat is really in my name. I did not submit it as I was not comfortable to give an important legal document like sale deed. A possession letter could also have worked but I did not have it from the builder. Is the company right and authorized to collect the copy of a sale deed document from its employees. The amount from the benefit has already been taken away from my next months salary. If I am right in not submitting the sale deed copy, is there a forum where I can take this up.
- Pritam
Some companies demand copy of the sale deed from its employees for processing their home loan claims. They are indeed authorised to collect such document from its employees. You are going to submit only the photocopy of the sale deed and there is nothing harm in doing so. Unless and until the original copy of the sale deed is with you, you need not worry for submitting the copy of your sale deed. If you are not interested in doing so you may request your company for producing any alternative document in the place of sale deed copy. There is nothing serious in this issue to be addressed with any forum. - MyVakil
1514 hours ago
My company had asked (all employees) to submit the photocopy of the sale deed of the flat I stay in to claim the benefit of home loan interest. I have already sunmitted the interest certificate from the bank. I am staying in this flat for the last 5 years and have claimed the benefit from my previous comapny where I didi not have to submit this proof. My company says that they need to ascertain and authenticate whether the flat is really in my name. I did not submit it as I was not comfortable to give an important legal document like sale deed. A possession letter could also have worked but I did not have it from the builder. Is the company right and authorized to collect the copy of a sale deed document from its employees. The amount from the benefit has already been taken away from my next months salary. If I am right in not submitting the sale deed copy, is there a forum where I can take this up.
- Pritam
Some companies demand copy of the sale deed from its employees for processing their home loan claims. They are indeed authorised to collect such document from its employees. You are going to submit only the photocopy of the sale deed and there is nothing harm in doing so. Unless and until the original copy of the sale deed is with you, you need not worry for submitting the copy of your sale deed. If you are not interested in doing so you may request your company for producing any alternative document in the place of sale deed copy. There is nothing serious in this issue to be addressed with any forum. - MyVakil
1514 hours ago
OM
My mother is a senior citizen.
As per the new budget, senior citizens have a taxable limit of 2,25,000/-
Suppose, she is purchasing some shares and selling it within the same year, she is supposed to pay 15% short term capital gains tax.
Suppose she has made a profit of 1,00,000/- in shares she is supposed to pay 15,000/- as short term capital gains tax.
But suppose her gross income is within the taxable limit of 2,25,000/-, is she supposed to pay the 15,000/- tax or is she exempt from paying tax ?
Kindly help
- {USER_FNAME}
If the total income does not exceed the threshold limit then there is no question of paying any tax. - Ameet Patel
1529 hours ago
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