The fine print: what is not covered

1. Pre-existing illnesses: For instance, if you have had a heart attack before buying the policy, the policy will not cover heart ailments.

2. Dental treatment and surgeries.

3. Cosmetic surgeries for aesthetic purpose.

4. HIV-related conditions.

Read: What to do if you forget to pay your premium on time

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e-mail: Sanjay Matai

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