You are here : Moneycontrol Wealth ULIP

Should I invest in ULIPs?

Sandeep Shanbhag August 07, 2008

Email    Print

UNIT Linked Insurance Plans (ULIPs) are policies that club insurance with investment.

Besides getting your basic insurance cover, ULIPs offer between four and six options when it comes to choosing the investment mix.

These range from funds, which invest in 100 per cent equity to those that invest in 100 per cent debt securities.

wealth offers pointers on ULIPs to help you make a well-informed decision before investing in this product.

Take this quiz: What is your insurance IQ?

Illustration: Vaibav Shirke

1 | 2 | 3 | 4 | 5 | 6 |  
e-mail: Sandeep Shanbhag

Rate this article

Rating : 3.48 out of 53 votes cast

Post a Comment

Name e-mail (optional)

Other comments

Dear Readers, The comments passed by others shall have not really observed how an ulip works.. For sure ulips are better investment to make for long tenure.. If you are short term investor always look for secured instruments available in market. ULIPS are extremely better instruments, which covers insurance as well as investment for your long term goals. Though there are charges initial years going forward it will beat the break even and give you a better returns for a long tenure. Always choose ulips for long term goals. Cheers... Happy investing....

Posted by on 23 Jan, 2009 at 03:29 PM


See all comments (12 comments)

Find your favourite sections instantly with one swift search
Rights, bonus, dividends - what is your company giving you?
Moneycontrol rates mutual funds so you can take the right decision
Selected your fund? Now complete your purchase right here
See what IPOs brokers are recommending
Want to be a crorepati fast? Use this tool to find out how to do it
Fancy car, holidays abroad - if thats how you want to retire, this guide will show you the way
What to buy, sell and hold. See what's buzzing in the community
Life insurance is more than just about tax saving. Cover yourself adequately with this tool.

Explore Moneycontrol

STOCKS     A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | Others
MUTUAL FUNDS     A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
News | Markets | IPO | Technicals | Mutual Fund | Commodities | Best Portfolio Manager | Moneybhai | Budgeting | Insurance | Tax | Retirement | Property | Stocks & Funds | Fixed Income | Credit Cards | Loans | Salary and negotiation | Entrepreneurship | Tools and Calculators | Advertising & Marketing | Message Board | Bse Sensex | Bombay Stock Exchange | Share Market Live | Recession 2011 | Bse Sensex | Bombay Stock Exchange | Commodities Price | Silver Price/Rate in India | Gold Price/Rate in India | Crude Oil | USD to INR | National Stock Exchange | | Connect.in.com | Business Yellow Pages | Budget: 2008, 2009, 2010, 2011 | RBI Credit Policy | RBI Repo rate | Intuit Money Manager |  India's Premiere Technology Guide  | Union Budget  | Economic Survey  | Railway Budget  | Shopping
Site Map  |  About Us  |  Contact Us  |  Advertise  |  Bookmark  |  Disclaimer  |  Privacy Statement  |  Terms of Use  |  Careers
Copyright © e-Eighteen.com Ltd. All rights reserved. Reproduction of news articles, photos, videos or any other content in whole or in part in any form or medium without express written permission of moneycontrol.com is prohibited.
Close

on your mobile

Always connected to the world of finance

On your phone browser type m.moneycontrol.com

or SMS MC to 51818